Author Archives: admin

VA vs FHA

Posted on July 19, 2011 by admin

Many home buyers with little money down generally make the VA vs FHA comparison. It would seem to be a one sided battle if put against one another as VA loans have many more upsides than FHA. In the end, … Continue reading →

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VA Loan Limits

Posted on June 29, 2011 by admin

As most people know, VA full guaranty loan limit is $417,000 nationwide with the exception of specific High Cost Counties. What this means is, in counties that are not considered High Cost Counties, the loan a veteran can obtain with … Continue reading →

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What is a VA Loan?

Posted on June 22, 2011 by admin

About VA Loans A VA loan may be one of the best lending options on the market today. They began as a way to help returning service members achieve the dream of homeownership. Today, with the many benefits VA loans … Continue reading →

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Refinance into a VA Loan

Posted on May 26, 2011 by admin

Veterans can still refinance their conventional, FHA or subprime loans into a new VA loan up to 100% of the value of the home. Most veterans have been mislead to believe that they can only refinance to a VA loan … Continue reading →

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What is APR?

Posted on April 14, 2011 by admin

“APR” stands for Annual Percentage Rate. It is a measure of the cost of credit, expressed as a yearly rate. It includes interest as well as certain fees charged to the borrower in association with the loan. Continue reading →

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How to Apply for a VA Loan

Posted on February 14, 2011 by admin

Some veterans have been led to believe that the VA loan application process is difficult and time consuming. Quite honestly it has to do more with the level of knowledge your loan officer had and if they have had enough training to be considered a “VA Loan Specialist”. Otherwise, the VA loan process is not much different than any other type of mortgage loan. Continue reading →

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VA Energy Efficient Mortgage

Posted on February 11, 2011 by admin

An Energy Efficient Mortgage (EEM) has been a very popular product and one thousands of veterans take advantage of each year. There are numerous ways home buyers and current home owners can take advantage of this type of VA Loan. Continue reading →

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VA ARM Loans (VA Hybrid ARM)

Posted on January 29, 2011 by admin

All in all, the VA Hybrid ARM is a very good product but if you have a choice, you should consider carefully. Get more information from a VA Loan Specialist and save thousands with No Origination Fees when you use FreeVAloan.com. Continue reading →

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VA Loan vs Conventional Loan

Posted on August 11, 2010 by admin

Overall if you qualify for a VA loan and you plan to have less than a 20% down payment or equity in the case of a refinance, a VA loan should be your only choice. Continue reading →

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Military First Time Home Buyer Tax Credit

Posted on July 30, 2010 by admin

Members of the military and certain other federal employees serving outside the U.S. have an extra year to buy a principal residence in the U.S. and qualify….take advantage of the First time home buyer tax credit before it is no longer available. Continue reading →

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