Larger the Loan, the More You Save

Zero Down VA Loans Over $417,000

Another advantage FreeVAloan.com offers you is the ability to find a lender that will maximize your benefits and offer you a Jumbo VA Loan. Most VA lenders are limited to the conforming loan amount of $417,000. Inquire Here and work with a VA lender that services your area, offers VA loans over $1.6 Million and more impressively, at rates lower than standard Jumbo loans.

County Limit vs Maximum Loan Amount

Many confuse these two subjects as one in the same. If you are not working with a VA Loan Specialist that can differentiate the two, you would be walking into a very large mistake, one that could cost you hundreds of thousands of dollars in higher interest payments, larger down payment requirements, possible costly monthly mortgage insurance premiums or even the chance of not qualifying as standard Jumbo loans have much more stringent credit qualifying requirements.

Quite simply, the difference between VA County Loan Limits and Maximum Loan amount has to do with whether you plan to put a down payment on the house or want to maximize your benefits and go with a Zero down VA loan. VA sets a limit in each county that restricts the amount you can borrow with Zero down. That doesn’t mean you are limited to that loan amount. If you have the ability to put money down on the home and as long as that amount is equal to or greater than the 25% guaranty over an above that VA county loan limit, you can borrow over $1.6 Million.

For more information about how to determine your portion of the VA Loan guaranty, consult with an experienced VA Loan Specialist now >>>

With the consultation you are guaranteed No Obligation, No SSN, No Hassles and No cost to inquire and you will be charged ZERO Lender fees and No Origination for any VA loan you close on…GUARANTEED.