How to Pre-qualify for a VA loan
You will find it easier and hassle free when you purchase a new home if you are pre-approved for a VA Home Loan. As a buyer, you will have the reassurance knowing what VA Loan amount you approved for and thus, what size home you can look for. Sellers will know that you are serious about buying a home and not just looking around. Pre-qualifying for a VA loan is extremely easy and your VA Loan Specialist will be there throughout the process to make sure of it.
5 EASY STEPS TO SAVE THOUSANDS
- Fill out our 45-second Express VA Request Form
- Speak to a Qualified VA Specialist and get Pre-Approved for a VA Home Loan
- Lock in the Lowest VA Rates in the country and NO Lender Fees GUARANTEED
- Provide the necessary paperwork to the Bank to process and approved your loan
- Close on your VA Loan and Enjoy your New Home
ZERO MONEY DOWN AND NO LENDER FEES GUARANTEED
VA makes it easier for veterans and active military to purchase a home with no down payment and lower credit score requirements. These are great features for new home buyers, especially ones that may not have the minimum down payment required by FHA or Fannie Mae. This allows you to use that money for more important purposes, such as decorating, furnishing, or even paying down other debt, thus making your new house payment easier to manage.
MONEY BACK AT CLOSE
Because VA will allow the seller to pay up to and in certain cases, over 4% of the purchase price of the home you are buying, any money you put into the transaction can be fully refunded back to you at close (i.e. earnest money deposit, appraisal and credit report deposits, etc.).
NO PRIVATE MORTGAGE INSURANCE (PMI)
There is NO Mortgage Insurance required on any VA loan. So you can qualify for a higher priced home that you might not have by paying unnecessary PMI to your lender.
GET YOUR DREAM HOME WITH A NEW VA LOAN UP TO THE MAXIMUM – $1,641,937
Most VA lenders are limited to a 
loan amount of $417,000. However, FreeVAloan.com can get you connected with a VA lender that services your area and offers 100% Jumbo VA loans up to $1,000,000 in specific counties and at rates comparable to and sometimes better than conforming rates. If you have a down payment, you can borrow up to a maximum loan amount of $1,641,937 and really get the home of your dreams.
