Tag Archives: VA Loans

What is APR?

“APR” stands for Annual Percentage Rate. It is a measure of the cost of credit, expressed as a yearly rate. It includes interest as well as certain fees charged to the borrower in association with the loan. Continue reading

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How to Apply for a VA Loan

Some veterans have been led to believe that the VA loan application process is difficult and time consuming. Quite honestly it has to do more with the level of knowledge your loan officer had and if they have had enough training to be considered a “VA Loan Specialist”. Otherwise, the VA loan process is not much different than any other type of mortgage loan. Continue reading

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VA Energy Efficient Mortgage

An Energy Efficient Mortgage (EEM) has been a very popular product and one thousands of veterans take advantage of each year. There are numerous ways home buyers and current home owners can take advantage of this type of VA Loan. Continue reading

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Military Loan – Choose Wisely

There are quite a few searches online for the term “Military Loan”. This can refer to many different types of loans, like Military Pay Day Loans, Military Personal Loans, VA Loans, Military Business loans….well, you get the idea.  You might … Continue reading

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Two VA Loans at Once

There’s a little known secret about VA loans that even lenders don’t know about…veterans can have two VA loans at once. Continue reading

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VA Termite Evaluation Requirements – FAQ

Q: On an existing property, is a termite report required? Termite inspections are required on existing properties if they are located in an area where the probability of termite infestation is “very heavy” or “moderate to heavy” according to the … Continue reading

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VA Occupancy Rules

There’s been a few questions emailed in about what the rules are for occupancy. Hopefully this post helps answer some of those questions. If you have some other questions, please email in or use the Live Chat feature. The more … Continue reading

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JUMBO VA LOANS – GET THE FACTS

Basically, in short, veterans and current military personnel can get a zero down VA Loan over $417,000 in certain High Cost Counties around the United States….VA Jumbo Loans should really be your only choice if you are looking to put less than 20% down. Continue reading

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