Quick History of VA
As one of the major innovations and the most important part of the original Servicemen’s Readjustment Act of 1944, Public Law 78-346, the home loan guaranty program was originally conceived in 1944 
to help in post war readjustments. At that time, to be eligible to take use of the loan guaranty benefit, the veteran must have served in the active military or naval forces of the United States for a period of 90 days or more any time on or after September 16, 1940 and before official end of World War II. If met, a veteran could then apply for a loan anytime within 2 years after separation from the service or 2 years after the official end of the war, whichever was the later date. However, no applications were to be received more than 5 years after the termination of the war. Today, a veteran can use his/her VA eligibility as many times as needed.
VA Eligibility Requirements
Today, a veteran can use his/her VA eligibility as many times as needed. Below you will see how the VA eligibility requirement apply today.
You may be eligible to use your benefit if you served in the following wartime conflicts:
- WWII
- Korean War
- Vietnam
- Persian Gulf
If you did not serve in any of the above conflicts you may still be VA eligible if you meet the following peacetime service date qualifications:
- (07/26/47 to 06/26/50)
- (02/01/55 to 08/04/64)
- (05/08/75 to 09/07/80) *
- (To 10/16/81) **
- You must have served at least 181 days of continuous active duty and been discharged with honorable conditions.
- If you served less than 181 days and were discharged due to a service connected disability then you may still be VA eligible.
- Selected Reserves and guard members are VA eligible after 6 years of service unless the member was placed on active duty for one of the above conflicts and served more than 90 days on active duty.
